Need Help ?

Any questions about our inventory? We're here to help.

Start chatting with us !
invalid phone number
160/160 characters remaining. Please enter your question

Terms and Conditions

I agree to receive text messages from Millennium Auto Group representatives and understand that no consent to texting is required for purchase of products or services.

Text sent to
We will answer you immediately

3 Ways To Buy a Car With Bad Credit

icon/user/avatar/20 Created with Sketch. By Millennium Auto Group

A low credit score is usually considered to be less than 620. You can have a low credit score for several different reasons, including late payments, false reporting, and closed credit cards. Did you know that your credit score is the number one factor that determines your interest rate? It will let you know the final amount that you will have to pay on your car loan. The lower your score, the higher your interest rate and vice versa. Now that the bad news is over, here’s the good news! Having a lower credit score will not necessarily mean you will have a higher interest rate on your car loan for a long period. These three tips will help you prepare for a new vehicle if your credit score is low.   CHECK YOUR CREDIT REPORT Use a site like Transunion or Experian to run your free credit report. Review your report, make sure it is accurate, and double check for anything that was incorrectly reported or seems suspicious. When you are shopping for lenders, bring your report along with you so that you are able to accurately discuss your financing options.   SHOP AROUND Remember! You may still be able to get approved for a car loan even with bad credit. Shop around with different banks and lenders to get a quote. This will help you make the best decision for your situation.   GET PRE-APPROVED Getting pre-approved can make your car shopping process a lot easier. To get pre-approved, you can meet with a lender and they will help you with the process. The bank will review your current income, credit score and few other factors to determine their final decision. If you are approved, the bank will let you know how much you can finance and then you will be able to proceed with the next steps. After completing the necessary paperwork, you can finally shop for your car! Once you know the total amount from the bank, everything should be smooth sailing from here. Millennium Auto Group makes the car buying process hassle-free. If you are struggling with bad credit and need help getting approved for a new vehicle, we can help.   Click here to get pre-approved today!    

Read More

4 Reasons To Buy Used Vehicles

icon/user/avatar/20 Created with Sketch. By Millennium Auto Group

4 REASONS WHY YOU NEED A USED CAR   Are you having trouble deciding if you should buy a used car or a new car?   We’re here to help you make up your mind! Keep reading to see why you should shop for a used car over a new car.       SAVE MONEY   If your goal is to save money, try shopping for used cars rather than new. There are several benefits of buying a used car which will also includes saving money.     MINIMIZE DEPRECIATION   A majority of new cars will typically depreciate about 20% as soon as they are driven off the lot and continue to lose another 10% in value during the first year of ownership.   That is a minimum of 30% loss in value during your first year of ownership.   To avoid this huge loss in value, you can buy a used car that is roughly one to two years old and minimize the depreciation hurdle.       LOWER INSURANCE COST   A major factor for insurance companies when determining the cost of car insurance is the value of the car.   Since a used car typically has less value than a newer model, the cost of insurance may be significantly less than it would if you were to purchase a new car.       MORE CAR FOR YOUR MONEY   Being able to stretch your hard earned money is another huge benefit of shopping for  a used car.   You get more car when you shop used cars rather than new. You may not be able to afford an expensive luxury that you have had your eye on for a while, but an older model that may be a couple years old may fit your budget better.       Millennium Auto Group in Baton Rouge, Louisiana has a peace of mind waiting for you. We feature an extensive array of quality used cars for sale. Don't miss your chance to own a sleek new ride, contact our dealership today to find your next vehicle!   #usedcars #batonrougecars #batonrougeautodealer #louisianaautodealer #batonrougeusedcard #louisianausedcars    

Read More

You have no vehicle saved.